Finance glossary

What is Deep-Live-Cam?

Catherine Chipeta
7 Min

Deep-Live-Cam is a sophisticated deepfake technology that creates real-time video impersonations of individuals by manipulating live camera feeds with artificial intelligence. Deep-Live-Cam is an open source tool that allows for real-time face swapping and video deepfakes.

The technology enables fraudsters to participate in video calls whilst appearing as trusted executives, vendors or financial partners. Deep-Live-Cam includes a webcam mode for live streaming and video conferencing.

Deep-Live-Cam has become an especially destructive tool for criminals targeting financial transactions and payment authorisations. Moreover, anyone can use the tool with a standard PC and free software.

According to the Microsoft Digital Defense Report 2024, these AI-powered impersonations have increased in both speed and sophistication. Based on this trend, Gartner believes almost a third of enterprises will soon move away from biometric verification as their sole authentication measure.

Introduction to Deep-Live-Cam

Deep-Live-Cam is a revolutionary AI-powered tool that enables real-time face swapping and one-click video deepfakes using just a single image. This cutting-edge technology has been made open-source, making it accessible to a wide range of users, from artists and content creators to tech enthusiasts. With Deep-Live-Cam, users can transform live webcam feeds or static videos with unparalleled ease and accuracy, harnessing the power of artificial intelligence to seamlessly replace faces. Whether you’re looking to create engaging content or explore the possibilities of AI, Deep-Live-Cam offers a powerful and user-friendly solution.

Main Features of Deep-Live-Cam

Deep-Live-Cam boasts an impressive array of features that make it an indispensable tool for anyone looking to push the boundaries of creativity and innovation. Some of the main features of Deep-Live-Cam include:

  • Real-time face swapping capabilities using just a single image: Instantly transform live video feeds with the desired face, making it perfect for live streaming and video calls.
  • One-click video deepfakes: Effortlessly create video deepfakes with a single click, simplifying the video editing process and enabling quick content creation.
  • Support for various platforms: Compatible with CPU, NVIDIA CUDA, Apple Silicon, and more, ensuring optimal performance across different devices.
  • Built-in checks to prevent processing of sensitive material: Safeguards are in place to ensure ethical use and prevent misuse of the technology.
  • Completely free and open-source: Available at no cost, with an active community providing ongoing support and improvements, making it accessible to everyone.

Technical Overview

Deep-Live-Cam is built on a robust technical foundation that enables it to deliver high-quality output video quality and seamless face swapping. Some of the key technical aspects of Deep-Live-Cam include:

  • Advanced AI algorithms: Utilizes sophisticated neural networks for real-time face recognition and replacement, ensuring accurate and natural-looking results.
  • Support for command line arguments: Offers advanced users the flexibility to customize and optimize their experience through command line arguments.
  • Integration with various frame processors: Leverages different frame processors to enhance performance and ensure smooth operation.
  • Compatibility with a range of devices: Designed to work seamlessly on devices with Apple Silicon chips, as well as other hardware configurations.
  • Open-source architecture: Encourages community-driven development and improvement, allowing users to contribute to and benefit from ongoing enhancements.

By incorporating these sections, the article will provide a comprehensive and detailed overview of Deep-Live-Cam, highlighting its capabilities, features, and technical foundation while maintaining a consistent tone and style.

Criminal Applications and Capabilities

Deep-Live-Cam represents a significant evolution beyond static deepfakes and in the process, provides criminals with unprecedented capabilities to commit financial fraud.

Where earlier technology created only pre-recorded videos, Deep-Live-Cam enables interactive impersonations that respond naturally during live conversations. This undermines video verification procedures that many organisations have implemented to counter traditional fraud methods. In addition to real-time video impersonations, Deep-Live-Cam can swap faces in real-time, making it a powerful tool for creating video deepfakes.

The technology is used to:

  • Conduct live video meetings while posing as executives or vendors.
  • Create realistic facial expressions and voice patterns that match the impersonated person.
  • Respond to unscripted questions during verification calls, and
  • Bypass video-based identity verification systems.

How Deep-Live-Cam Works

Deep-Live-Cam operates via sophisticated neural networks trained on thousands of hours of video to understand facial movements, expressions and speech patterns. Such is their precision and accuracy that in one test, humans were only able to identify the presence of a deepfake 24.5% of the time.

Deep-Live-Cam started as an open-source project on GitHub, and like many other projects on the platform, combines several existing software packages into one interface.

To start, it detects faces in both the source and target images which, in this context, is a video frame. Users can select a target image or video to replace the original face in real-time. Pre-trained AI models then swap the faces before GFPGAN—an AI-powered face restoration model—enhances facial detail and removes artifacts. The output file containing the swapped frames is saved in a specific directory once processing is complete.

When combined, each component:

  1. Creates the illusion of natural face movements.
  2. Can mimic voices based on just a few minutes of sample audio, and
  3. Simulates the environment for added authenticity. For example, AI adjusts  lighting conditions to match the illumination provided by a window. It could also include familiar items like a company logo or other personal effects known to be in the victim’s workspace.

Direct Threats to Accounts Payable Teams

For AP departments, Deep-Live-Cam presents a major shift in fraud risk. With one click video deepfake capabilities, fraudsters can easily create convincing deepfakes to deceive AP teams.

Few employees can spot a deepfake impersonation in real-time, and, in any case, may be compelled to contravene company policies because of social engineering tactics like forced urgency.

Here are some other vulnerabilities that Deep-Live-Cam is well-placed to exploit.

1. Video-based payment authorisations

Many companies have implemented video verification calls as an enhanced security measure for the approval of major transactions.

Deep-Live-Cam directly compromises this control because it allows fraudsters to impersonate key personnel and convince AP staff to proceed with unauthorised transactions.

2. Emergency payment scenarios

Fraudsters can fabricate video calls and then pose as company executives in crises that require immediate wire transfers.

The visual confirmation that Deep-Live-Cam affords makes these scenarios considerably more believable than phone or email-based approaches.

3. Vendor impersonation and contract modifications

Here, criminals impersonate established vendors and request payment changes or contract modifications. These interactions are often followed by fraudulent invoices that reflect key details of the discussion.

The Evolution of Video Deepfake Attacks

Deep-Live-Cam attacks continue to evolve as criminals develop more advanced approaches. Indeed, what started as a harmless AI tool for creators in the media industry has now transformed into a multi-layered weapon that can circumvent even the most robust protections. Deep-Live-Cam can create deepfakes using only a single image, making it highly efficient and accessible.

Primarily, the tool’s effectiveness relies on a combination of technical innovation and psychological manipulation.

Hybrid attack chains

Those seeking to create synchronised audio-visual deepfakes often pair Deep-Live-Cam with external tools capable of voice cloning or speech synthesis.

These complementary tools replicate the victim’s voice and enable the creation of more comprehensive deepfake content across multiple communication channels.

Meeting infiltration

Rather than initiate a call (which may be suspicious), fraudsters join scheduled calls and manipulate conversations while other attendees remain unaware.

This tactic exploits calendar information obtained from compromised emails, and by assuming the identities of certain participants, fraudsters can subtly influence payment-related decisions while benefiting from the inherent trust of an established meeting.

Verification system exploitation

Deep-Live-Cam can also defeat video-based payment verification systems by studying corporate protocols and tailoring impersonations to provide expected responses.

An AP team at a finance company may have a strict protocol for wire transfers over $50,000. The protocol requires a video call with the relevant executive who must provide three critical pieces of information:

  1. A reference to a recent internal meeting topic.
  2. The current month’s security passphrase, and
  3. A request to visually display the company ID badge.

A criminal wanting to target this company would first collect intelligence about the protocol via phishing and/or compromising the email account of someone in the finance department. Then, they could then use Deep-Live-Cam to impersonate the CFO with incredible deception.

How Can Businesses Protect Themselves?

Deep live cam
Some of the varied ways businesses can protect themselves from deepfake fraud. (Source: keepnet)

While tools like Deep-Live-Cam represent a formidable obstacle to traditional verification methods, companies can implement various countermeasures to protect themselves.

Central to this effort is the ability to move beyond single-factor verification to create layered security frameworks. In other words, frameworks that don’t rely exclusively on visual confirmation.

Finance departments must resist the temptation to act based on visual confirmation alone. They must also understand that in the age of AI-powered fraud, seeing is no longer believing.

A better strategy consists of:

·       Multi-channel authentication. As noted above, it’s important to never rely exclusively on video verification. Implement parallel confirmation through separate, pre-established communication channels.

·       AI detection. Tools use AI to analyse facial movements, eye blinks, and texture patterns to detect deepfake anomalies. They can also detect video frame inconsistencies and determine whether the video stream has been tampered with in an injection attack.

·       Unpredictable verification questions. Develop authentication protocols that include questions whose answers wouldn’t be available in public records or social media.

·       Artificial delay policies. Lastly, implement mandatory waiting periods for bank detail changes or transaction requests (irrespective of their apparent legitimacy).

In summary:

  • Deep-Live-Cam represents a fundamental shift in payment fraud risk and undermines what many companies consider their strongest security control: visual confirmation of identity.
  • By enabling criminals to attend video calls while posing as executives or vendors, Deep-Live-Cam can be an effective way to divert payments, change bank details or receive authorisation for an emergency payment.
  • Finance teams must implement comprehensive multi-channel verification procedures that create redundant security layers. They must not, under any circumstances, rely on visual confirmation alone.

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